When life happens, you could get up to $500 to cover unexpected expenses.
How does a Cash Advance (payday loan) help you manage your money? Not only is it a fast and convenient way to handle unexpected expenses, a cash advance often costs less than late fees on an overdue bill! Click here to learn more getting a cash advance in Miami.
For a $100 cash advance, the fee at Amscot is $12.00. The fee is equivalent to 10% of the amount advanced, plus a $2.00 verification fee per transaction. Annual Percentage Rate (APR) for the $100 cash advance example is 312.86% assuming a 14 day hold period. Chart Sources: CFPB CARD Act Report, 2013; CFPB Study of Overdraft Programs, 2013; Readex Research National Data on Short-Term Credit Alternatives, 2006; Bankrate.com Checking Account Survey, 2014; Moebs Services, 2012.
Looking for an Installment Loan? Our Installment Cash Advance works the same way.
Some unexpected expenses are bigger than others. If you’re looking for an installment loan that enables you to borrow a larger amount of money than a Cash Advance, we have a product for that! Here, we call it an Installment Cash Advance because we can put real cash in your hand. Credit concerns? They’re not a problem at Amscot. Get from $100 to $1,000 with no credit checks and flexible payment options.
Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of INFiN. Pursuant to a provision of the federal law and as a member of INFiN, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.