People everywhere, including those who live in St Petersburg, have heard the terms Payday Loan and Installment Loan. Here at Amscot, we call them an Amscot Cash Advance* and an Amscot Installment Cash Advance* …and for a very good reason. While some providers give you a check you'll have to cash elsewhere, our approved customers walk out with cash in their hands! It doesn't get more convenient than that.
You could get up to $500 in minutes with an Amscot Cash Advance. No hassles. No credit checks.
What makes an Amscot Cash Advance (payday loan) a smart financial tool? Not only is it fast and convenient, our service often costs less than late fees on an overdue bill.
For a $100 cash advance, the fee at Amscot is $13.00. The fee is equivalent to 10% of the amount advanced, plus a $3.00 verification fee per transaction. Annual Percentage Rate (APR) for the $100 cash advance example is 338.93% assuming a 14 day hold period. Chart Sources: CFPB CARD Act Report, 2013; CFPB Study of Overdraft Programs, 2013; Readex Research National Data on Short-Term Credit Alternatives, 2006; Bankrate.com Checking Account Survey, 2014; Moebs Services, 2012.
More money. More time to pay it back. Finding an Installment Loan near you could be as close as your neighborhood Amscot.
Need to borrow more money … with the added flexibility of having more time to pay it back? An Installment Loan may offer an ideal solution. Here at Amscot, we just have a different name for it. We call it an Installment Cash Advance because we can put cash in your hand. Even if you have bad credit. You could get between $100 to $1,000 with no credit checks and flexible payment options.
If you live in St Petersburg, see why your neighbors choose Amscot!
- No Credit Checks.
- Simple application process.
- Walk out with cash in hand in minutes.
- Open 365 days a year with many 24-hour locations.
- Amscot is trusted by millions of Floridians, since 1989.
- Amscot is licensed by OFR, and regulated by state and federal payday loan laws.
Amscot offers more than just Payday and Installment Loans… a whole lot more.
Amscot is regulated by state and federal laws. We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you. Amscot is a member of and adheres to the "Best Practices" of INFiN. Pursuant to a provision of the federal law and as a member of INFiN, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.